Don’t ask for US cheque if the amount is small & How to get PayPal account

Bank charges is high
I am just reminded of this very important community message.  :P  For ads programmes like [tag]TextLinkAds[/tag] or[tag] ReviewMe[/tag], you have the option of receiving your payment through PayPal or cheque/check.  If you are not expecting large amount of money, like at least USD100, do not ask for cheques.

The reason being – our local bank charges here is exhorbitant.  Therefore, if you forget to set the option to ‘PayPal’, you may receive a cheque for the amount of say, USD25 or USD30.  When you cash it, there is almost nothing left in the amount.  Bank charges varies so I shall not elaborate how much, but I can tell you that it is HUGE.   You will probably end up with only a few Ringgit Malaysia.

Previously, when I put up Chitika, I earned about USD38.  I didn’t activate my PayPal for several months and Chitika hold the payment for me until I activated the PayPal.

How to activate PayPal to receive money?

1) You need to enter your credit card number

2) USD1.95 will be deducted from your card

3) In your next credit card statement, you have to get the last four digits of the PayPal transaction and enter that four digit number into your PayPal account

4) Then, you are on the roll to receive money.

5) That USD1.95 will be given back to you the next time you send money to someone

Don’t say I didn’t tell you, ok?  ‘Cos someone received a USD25 cheque from TextLinkAds.  LOL.  He is cursing like mad.  TextLinkAd’s payment is very prompt.  It caught him by surprise.

Post Author: lilian

8 thoughts on “Don’t ask for US cheque if the amount is small & How to get PayPal account


    (November 15, 2006 - 1:31 pm)

    Actually the charges depends on the bank.Some banks like hsbc and bumiputra/cimb charge like rm10/11 to cash in a US cheque only.

    Maybank is one of the worst.rm60+ for a check.


    (November 15, 2006 - 8:49 pm)

    Buden hor, if I don’t know anybody in the US or don’t have a US bank account, how to get my paypal money out?


    (November 15, 2006 - 9:00 pm)

    Sorry not related. I forgot to mention. I finally managed to register again at PPP using a new email and new paypal email address. I used you as a referral so if my blog gets approved, do check for extra referral income. :) However, I almost keyed in the wrong referral email address because you typed your email wrongly in your blog post about ppp at the Mom’s Daily lah. Faster faster go and change it. It could cost you some lost referrals! (Actually I email you adi but sked you no time to read my email. Here is better, I think.)


    (November 15, 2006 - 10:40 pm)

    thanks for telling


    (November 15, 2006 - 11:57 pm)

    love this site Lillian!!!


    (November 16, 2006 - 2:01 am)

    I love Hustler, hustler.LOL

    Cely – Remember hor,else you wasted petrol to the bank only.

    MG – Yalor, I mong chacha.Tks for pointing out.

    MG – Shopping lorr….I use it to buy domains. Lots of them. Hehehe.

    RB -Guess what? My Adsense go into Maybank every month and I kena RM60+. ‘Cos USD20 deducted to mail the cheque back to US to clear. RM20 for the local bank charges. Told my hubby adi but he said all banks charges the same. Grr….


    (November 16, 2006 - 5:09 am)

    Haiyah, why do you bank into Maybank la? Their charges are high. I suggest you use CIMB Bank (only RM10 charge). I use Bank Muamalat which charges me even lower, half of that.

    – MENJ

    Kris Khaira

    (November 22, 2006 - 1:14 am)

    According to the banker I spoke to, Maybank charges RM30, not RM60.

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